0% Credit Cards - Top 3    
 
  Marbles Credit Card
Egg Credit Card
Lloyds Createcard
   
 
  Cash Back Credit Cards    
 
  Cahoot up to 10% cash back
Barclaycard up to 2% cash back
Egg Card up to 0.5% cash back
   
 
  Credit Cards with Extras    
 
  Marks and Spencer "& more"
Barclaycard - get nectar points
Goldfish - earn points to redeem
   
 
  Top 20 Credit Cards    
 
  Marbles Credit Card
Egg Credit Card

Lloyds Create Card
Accucard
Citibank platinum Card
Citibank Classic Card
Virgin Credit Card
Barclaycard
Marks and Spencer "& more"
Morgan Stanley Card
Morgan Stanley Gold Card
Capital One Platinum Card
Capital One Rebuild Card
Goldfish Credit Card
Cahoot Credit Card
More Than Card
Easy Money Credit Card
RSPCA credit card
Intelligent Finance
GM Platinum Card
   
             
 
 

Bad Credit History? what are the options?

If you have a bad credit history, now is about the best time ever to be stuck with it as there are now more services and products available than ever before.

There are very few Credit Cards available though, and of which only three we recommend asthey have the best acceptance rates and the best interest rates,
  there are other cards but to be frank they charge too much for what they offer. As long as you are a UK resident over 18 you can apply for the cards below, they may approve you or they may not but they are more willing to consider a poor credit history application than the cards on the main page.

If you can not get a Credit Card at all it may be best to settle for a loan, it really depends on what you want the money for anyway, If a loan would be more suitable then apply to one of the few we have listed here who cater for those with an adverse history and offer loans at reasonable rates.

 

Lloyds TSB Credit Card 6 M 0% & Cash Back
Apply for this one only if you have NO CCJ's. The new online credit card from Lloyds TSB that you design yourself! Apply online today and you can get Up to 0.5% Cash Back, Their rates are from 9.9% p.a. (11.5% APR) for purchases 0% p.a. on balance transfers fixed for 6 months , You'll also get Protection against fraudulent internet card use, with online account management; 24/7/365 and there's two great card designs , Apply Now
 
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Capital One Credit Card - Get your credit back on track
The capital one card can help to rebuild your credit rating, It's not a 0% card but you can re establish you credit history with this card before upgrading to a 0% Credit card at a later date. if others have turned you down then try the capital one credit card as they do have excellent approval rates. Apply Now

 
 
Citibank Credit Card with high 45 % approval rate
Apply for a Citibank Visa credit card today and you'll pay no interest for six months on purchases and balance transfers, No annual fee and a typical standard rate of 13.9% APR (variable) AND if you buy something then find it cheaper in 60 days they will refund the difference, internet fraud guarantee coupled with purchase protection, depending on your credit history a different card may be offered but citibank approval rates are very high so Apply Now
 

BarclayCard Credit Card
The Barclaycard Classic Card offers a superb 6.9% APR on balance transfers guaranteed for the life of the balance and a standard rate from just 11.9% APR (typical rate 17.9%), there's never been a better time to apply, depending on your credit history a different card may be offered so get started - Apply Now

 
0% credit cards

Essential Loans Cant get a credit card ? Get a Loan Tenants Too !
Essential Loans offer Loans up to 125% of your house value for any Purpose from £5,000 to £75,000 and their Specialist expertise is consolidation lending, quite often they can reduce your monthly outgoings by half, sometimes more, so why wonder? Get a no obligation Loan quote, see the difference Apply Now

 
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